:root{--nv:#0E2A47;--nv2:#17406B;--cy:#38BDF8;--cy-d:#0284C7;--ok:#0F766E;--warn:#B45309;--no:#B4432F;
--bg:#F6F9FC;--bg2:#E8F1F8;--paper:#FFF;--ink:#101C28;--muted:#53606D;--line:#D9E4EE;
--shell:1160px;--r:16px;--sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
--sh:0 2px 12px rgba(16,28,40,.07);--shl:0 16px 40px rgba(16,28,40,.15)}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--ink);line-height:1.72;font-size:17px;background:var(--bg);overflow-x:hidden}
img{max-width:100%;height:auto}a{color:var(--nv2);text-decoration:none}a:hover{text-decoration:underline}
h1,h2,h3{overflow-wrap:break-word;hyphens:auto}
.aa-shell{max-width:var(--shell);margin:0 auto;padding:0 22px}
.aa-skip{position:absolute;left:-999px}.aa-skip:focus{left:8px;top:8px;background:var(--nv);color:#fff;padding:10px 16px;z-index:200;border-radius:8px}
.aa-header{position:sticky;top:0;z-index:100;background:rgba(14,42,71,.97);backdrop-filter:blur(12px);border-bottom:2px solid var(--cy)}
.aa-head-in{display:flex;align-items:center;justify-content:space-between;height:70px;gap:18px}
.aa-brand{display:flex;align-items:center;gap:9px;color:#fff;font-weight:800;font-size:1.06rem}.aa-brand:hover{text-decoration:none;color:#fff}
.aa-brand em{font-style:normal;color:var(--cy)}.aa-orb{font-size:1.2rem;color:var(--cy)}
.aa-nav{display:flex;gap:20px}.aa-nav a{color:rgba(255,255,255,.9);font-weight:600;font-size:.92rem}.aa-nav a:hover{color:var(--cy);text-decoration:none}
.aa-burger{display:none;background:none;border:0;flex-direction:column;gap:5px;cursor:pointer;padding:8px}.aa-burger span{width:24px;height:2px;background:#fff;display:block}
.aa-crumbs{font-size:.85rem;color:var(--muted);padding:14px 0 0}.aa-crumbs a{color:var(--muted)}.aa-sep{margin:0 8px;opacity:.5}
.aa-hero{padding:58px 0 44px;text-align:center;background:linear-gradient(180deg,var(--bg2),var(--bg))}
.aa-hero h1{font-weight:800;font-size:clamp(1.9rem,5.2vw,3.1rem);line-height:1.12;margin:0 0 16px;letter-spacing:-.02em}
.aa-hero .lead{font-size:1.06rem;color:var(--muted);max-width:47em;margin:0 auto 26px}
.aa-eyebrow{display:inline-block;font-size:.74rem;text-transform:uppercase;letter-spacing:.15em;color:var(--nv);background:var(--cy);margin-bottom:16px;font-weight:800;padding:6px 16px;border-radius:99px}
.aa-cta{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
.aa-btn{display:inline-block;background:var(--nv);color:#fff;font-weight:700;padding:14px 26px;border-radius:10px;box-shadow:0 8px 24px rgba(14,42,71,.25);transition:transform .15s;border:0;cursor:pointer;font-size:1rem}
.aa-btn:hover{text-decoration:none;transform:translateY(-2px);color:#fff}
.aa-btn-g{background:transparent;border:2px solid var(--nv);color:var(--nv);box-shadow:none}.aa-btn-g:hover{background:rgba(14,42,71,.06)}
.aa-btn-cy{background:var(--cy);color:#06283F}.aa-btn-cy:hover{color:#06283F}
.aa-sec{padding:48px 0}.aa-sec h2{font-weight:800;font-size:clamp(1.45rem,3vw,2rem);margin:0 0 8px;text-align:center}
.aa-lede{font-size:1.02rem;color:var(--muted);text-align:center}
.aa-narrow{max-width:840px;margin:0 auto}
.aa-page-head{padding:30px 22px 4px}.aa-page-head h1{font-weight:800;font-size:clamp(1.6rem,4vw,2.4rem);margin:0 0 12px;letter-spacing:-.02em;line-height:1.16}
.aa-sub{color:var(--muted);font-size:1.01rem}
.aa-article{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:34px;margin:22px 0;box-shadow:var(--sh)}
.aa-article h2{font-weight:800;margin-top:28px;font-size:1.3rem}.aa-article h2:first-child{margin-top:0}
.aa-article p{margin:0 0 14px}.aa-article ul,.aa-article ol{margin:0 0 16px;padding-left:22px}.aa-article li{margin-bottom:8px}
.aa-grid{display:grid;gap:15px}.aa-g2{grid-template-columns:repeat(2,1fr)}.aa-g3{grid-template-columns:repeat(3,1fr)}.aa-g4{grid-template-columns:repeat(4,1fr)}
.aa-card{background:var(--paper);border:1px solid var(--line);border-radius:15px;padding:19px;position:relative;transition:transform .18s,box-shadow .18s;box-shadow:var(--sh)}
.aa-card:hover{transform:translateY(-4px);box-shadow:var(--shl)}.aa-card h3{margin:0 0 6px;font-size:1rem}.aa-card p{margin:0;color:var(--muted);font-size:.87rem}
.aa-card-link{position:absolute;inset:0;border-radius:15px}.aa-card-icon{font-size:1.5rem;display:block;margin-bottom:8px}
.aa-box{border-radius:15px;padding:20px 22px;margin:20px 0;border:1px solid var(--line);background:var(--bg2)}
.aa-box h3{margin:0 0 8px;font-size:1rem;font-weight:800}.aa-box p{margin:0;font-size:.96rem}
.aa-box-key{background:#ECFAFF;border-color:#A9DFF5;border-left:5px solid var(--cy-d)}
.aa-box-ok{background:#ECFDF5;border-color:#B7E4D3;border-left:5px solid var(--ok)}
.aa-box-warn{background:#FEF3E2;border-color:#F3D9A8;border-left:5px solid var(--warn)}
.aa-box-src{background:#F1F5F9;border-color:#CBD5E1;border-left:5px solid #64748B}
.aa-facts{width:100%;border-collapse:collapse;margin:16px 0;background:var(--paper);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;table-layout:fixed}
.aa-facts th,.aa-facts td{text-align:left;padding:12px 15px;border-bottom:1px solid var(--line);font-size:.93rem;overflow-wrap:break-word}
.aa-facts th{background:var(--bg2);font-weight:700;width:42%}.aa-facts tr:last-child td,.aa-facts tr:last-child th{border-bottom:0}
.aa-biz{background:var(--paper);border:1px solid var(--line);border-radius:14px;padding:17px 19px;margin:0 0 12px;box-shadow:var(--sh)}
.aa-biz h3{margin:0 0 6px;font-size:1.03rem}
.aa-biz-meta{color:var(--muted);font-size:.88rem;margin:0 0 4px}
.aa-biz-tags{margin-top:9px}
.aa-tag{display:inline-block;font-size:.72rem;font-weight:700;padding:3px 9px;border-radius:99px;background:var(--bg2);color:var(--muted);margin:0 6px 4px 0}
.aa-tag-sb{background:#ECFAFF;color:#075985}
.aa-biz a{font-size:.88rem}
.aa-faq details{background:var(--paper);border:1px solid var(--line);border-radius:14px;margin:0 0 9px;padding:2px 20px}
.aa-faq summary{cursor:pointer;font-weight:700;padding:14px 0;list-style:none}.aa-faq summary::-webkit-details-marker{display:none}
.aa-faq summary:before{content:"+";color:var(--cy-d);font-weight:800;margin-right:11px}.aa-faq details[open] summary:before{content:"\2013"}
.aa-faq p{margin:0 0 14px;color:var(--muted)}
.aa-tags a{display:inline-block;background:var(--paper);border:1px solid var(--line);padding:7px 14px;border-radius:99px;font-size:.89rem;margin:0 7px 8px 0}
.aa-tags a:hover{border-color:var(--cy-d);text-decoration:none}
.aa-kpi{display:grid;grid-template-columns:repeat(4,1fr);gap:13px;margin:24px 0}
.aa-kpi div{background:var(--paper);border:1px solid var(--line);border-radius:14px;padding:17px;text-align:center;box-shadow:var(--sh)}
.aa-kpi b{display:block;font-size:1.55rem;line-height:1.2;color:var(--nv)}.aa-kpi span{font-size:.74rem;color:var(--muted);text-transform:uppercase;letter-spacing:.06em}
.aa-tool{background:var(--paper);border:1px solid var(--line);border-top:4px solid var(--cy);border-radius:var(--r);padding:26px;margin:20px 0;box-shadow:var(--sh)}
.aa-select,.aa-input,.aa-ta{width:100%;padding:13px 15px;border-radius:10px;border:1.5px solid var(--line);font-size:1rem;font-family:inherit;background:#fff}
.aa-select:focus,.aa-input:focus,.aa-ta:focus{outline:none;border-color:var(--cy)}
.aa-tool label{display:block;font-weight:700;margin:12px 0 6px;font-size:.9rem}
.aa-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}.aa-res{margin-top:18px}
.aa-opt{display:flex;gap:10px;flex-wrap:wrap;margin-top:8px}
.aa-opt button{background:var(--bg2);border:1.5px solid var(--line);border-radius:99px;padding:9px 18px;cursor:pointer;font-size:.92rem;font-family:inherit;font-weight:600;color:var(--ink)}
.aa-opt button.on{background:var(--nv);color:#fff;border-color:var(--nv)}
.aa-check-q{margin:0 0 14px}
.aa-lead{background:linear-gradient(160deg,var(--nv),var(--nv2));color:#fff;border-radius:var(--r);padding:28px;margin:22px 0}
.aa-lead h3{margin:0 0 8px;color:#fff;font-size:1.25rem}.aa-lead p{color:rgba(255,255,255,.88);font-size:.95rem;margin:0 0 16px}
.aa-lead label{color:rgba(255,255,255,.9);display:block;font-weight:700;margin:10px 0 5px;font-size:.85rem}
.aa-lead .aa-input,.aa-lead .aa-select,.aa-lead .aa-ta{border-color:rgba(255,255,255,.3)}
.aa-lead-note{font-size:.78rem;color:rgba(255,255,255,.7);margin-top:12px}
.aa-hp{position:absolute;left:-9999px}
.aa-band{background:var(--nv);padding:48px 0;margin-top:30px;text-align:center;color:#fff}
.aa-band h2{margin:0 0 12px;color:#fff;font-weight:800}.aa-band p{color:rgba(255,255,255,.85);max-width:44em;margin:0 auto 20px}
.aa-band .aa-btn{background:var(--cy);color:var(--nv)}
.aa-footer{margin-top:52px;border-top:1px solid var(--line);background:var(--bg2)}
.aa-foot-grid{display:grid;grid-template-columns:1.8fr 1fr 1fr 1fr;gap:26px;padding:48px 22px 30px}
.aa-footer h3{font-size:.82rem;text-transform:uppercase;letter-spacing:.1em;margin:0 0 12px}
.aa-footer ul{list-style:none;margin:0;padding:0}.aa-footer li{margin:0 0 8px}
.aa-footer a{color:var(--muted);font-size:.9rem}.aa-footer a:hover{color:var(--nv);text-decoration:none}
.aa-foot-txt{color:var(--muted);font-size:.88rem;margin:10px 0 0}
.aa-brand-f{color:var(--ink)}.aa-brand-f:hover{color:var(--ink)}.aa-brand-f em{color:var(--cy-d)}.aa-brand-f .aa-orb{color:var(--cy-d)}
.aa-foot-legal{border-top:1px solid var(--line);padding:18px 0}
.aa-foot-legal p{color:#78848F;font-size:.78rem;text-align:center;max-width:980px;margin:0 auto 6px}.aa-copy{opacity:.8}
.aa-list{columns:3;column-gap:26px}.aa-list a{display:block;padding:5px 0;font-size:.93rem;break-inside:avoid}
@media(max-width:960px){.aa-g3,.aa-g4{grid-template-columns:repeat(2,1fr)}.aa-foot-grid{grid-template-columns:1fr 1fr}.aa-kpi{grid-template-columns:repeat(2,1fr)}
.aa-article{padding:22px 18px}.aa-burger{display:flex}.aa-row{grid-template-columns:1fr}.aa-list{columns:2}
.aa-nav{position:absolute;top:70px;left:0;right:0;background:var(--nv);flex-direction:column;gap:0;padding:6px 0;display:none}
body.aa-open .aa-nav{display:flex}.aa-nav a{padding:14px 22px;border-top:1px solid rgba(255,255,255,.1)}}
@media(max-width:560px){.aa-g2,.aa-g3,.aa-g4{grid-template-columns:1fr}.aa-foot-grid{grid-template-columns:1fr}.aa-kpi{grid-template-columns:1fr 1fr}
.aa-page-head h1{font-size:clamp(1.45rem,7vw,2rem)}.aa-tool,.aa-lead{padding:20px 16px}.aa-list{columns:1}}